Privacy
Last updated: November 9, 2026
Who operates this site
Debt Payoff Plan is the operator of this website at https://getdebtpayoff.com. Contact: support@getdebtpayoff.com.
No account
The calculator runs in your browser. There is no account and no sign-up.
What you type
Balances, APRs, labels, minimum payments, extra amounts, and balance snapshots stay in this browser. They are not placed in the page address. If you save, this site stores them in this browser's localStorage under the key debt-payoff-plan.v1. The scripts do not send that plan to our servers, to analytics, or to an error report.
Files you download
CSV and JSON files are created on your device when you choose Download. We do not upload those files. Clear saved data does not delete files already in your downloads folder.
Cookies, analytics, and scripts
We do not use cookies. We do not use analytics. These pages do not load third-party scripts.
Hosting
Cloudflare Workers serves this static site. Like any web host, Cloudflare processes request data such as IP address, user agent, and request time to deliver and protect the site, under Cloudflare's privacy policy at https://www.cloudflare.com/privacypolicy/. We have not enabled application logging or analytics for this site. We do not use request data to identify visitors.
Clearing saved data
Clear saved data on the calculator removes the localStorage entry for this site. You can also clear this site's stored data in your browser settings. Either step removes the saved plan from that browser. It does not delete CSV or JSON files you already downloaded. Another browser or device does not show this copy, and opening a different browser does not erase the copy stored here. On a shared browser profile, someone else who uses that profile can see the saved plan.
Children
This site is not directed at children under 13, and we do not knowingly collect personal information from them.
If you email support@getdebtpayoff.com, we receive your email address and your message. We use them only to reply.
Changes
We may update this page. When we do, the date at the top of the page will change.